Acquiring a dream home, a sanctuary where one can paint their life's canvas, is a milestone etched with excitement. As I embarked on this journey with a well-known real estate developer in Hyderabad, I expected a seamless process, only to find myself entangled in a web of unexpected challenges.

The evolving landscape of tax policies introduced an unforeseen complexity. A new tax policy surfaced, mandating customers to deduct TDS (Tax Deducted at Source) for each payment made to the developer. This transition was marred by confusion, even within the developer's own ranks. I found myself grappling with queries, striving to understand the nuances.

One pressing concern arose – the obligation to pay TDS within 30 days of each payment. The lack of prior knowledge could potentially lead to penalties, casting a shadow on the joy of homeownership. The communication gap between the sales team and financial experts further added to the mire. As a first-time homeowner, I realized that essential information was not being disseminated transparently, leaving me, and likely others, in the dark.

The process of joint ownership further added to the confusion. Contradictory statements from the developer's teams painted a perplexing picture. What started as assurance from the CRM and finance teams, later transformed into contradictory guidance during an in-person visit. The essence of trust, a cornerstone of any business relationship, felt compromised.

Within these intricacies, an unsettling discovery awaited. During the registration process, errors emerged in the computation of the TDS. This was no minor glitch, as the figures were misaligned by a significant margin. To my astonishment, rectifying this issue fell upon my shoulders, forcing me to dive into a realm where numbers were far from my forte.

Challenges extended beyond the developer's realm and into the financial institution responsible for financing my homeownership dreams. A laissez-faire approach from the loan team led to lapses in communication. False promises and misrepresentations regarding a refund further underscored the dire need for ethical conduct within financial matters.

As the pieces of my journey fell into place, another dimension emerged – the mutation process. The opaque intricacies of property tax and insurance cast yet another layer of complexity. My pursuit of a correct PTIN (Property Tax Identification Number) led me down a convoluted path. Unforeseen fees materialized, prompting me to question the fairness of this system.

Through these trials, I've been reminded that every step toward homeownership is laden with intricacies. The system, although designed to facilitate our dreams, often morphs into a labyrinth. My intent in recounting these experiences is not to cast blame, but to shine a light on the challenges and disparities that can plague this otherwise significant life milestone.

As I stand on the precipice of a new chapter within my new home, I'm emboldened to share my narrative. My hope is that this candid account of triumphs and tribulations serves as a guiding compass for those who tread similar paths. May it inspire a collective push toward transparent, ethical, and seamless homebuying experiences.

The above article is only a small excerpt about what actually happened. We are not mentioning any specific builder, bank, or government body to avoid any undue conflict, but this is something that most New Home Buyers Face and you should be careful before engaging with any builder, bank, or government body. 

Either you pay money to a lawyer as a fee or System will take it out as Corruption.

So, as a piece of advice, always have a lawyer with you while dealing with any builder for home ownership.