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Building your future is not a day or two's job. You will have to work hard throughout your education and at work to build a wealthy and sound future. There is a lot of advice on how you can build your future and become successful, but below we are going to discuss some of the ways that are a sure-shot way of building your future and becoming successful.
 

1. Get a Good Education: This is one of the most important steps in building your future and becoming successful. Now, when discussing education, I am not saying to go to Harward or some other big university and get your certificates. I am saying to learn whatever comes your way. For example, if you are in school, then learn your subjects and work hard to grasp and understand the subjects that you have and try to excel in all those subjects.
   
   On the other hand, if you don't go to school, and if you are not able to afford to go and you have to work as a mechanic or some other skilled labor, then try to learn from the experts that you have. I still remember, when I was working in a Kitchen in a hotel, I used to stay late to learn new tips and tricks being used in hotels to make food more delicious, it helped to understand what was required. I was able to climb up the ladder in a shorter duration of time.
   
   So, it doesn't matter if you are getting your education from a school, college, or some professional expert, you should just try to gain as much knowledge as possible.
    
2. Take an internship: This is again an extension of the above point and focuses on getting hands-on experience on the work using mentorship by joining a company or organization in your desired field. For example, if you are undergoing graduation in computer science and you aim to become a developer, then try to get an internship in your field. This is because hands-on knowledge and practical code development help in becoming more sound in your domain.
   
   This is applicable to all the fields. Let's say that you are in the hotel industry and you have completed a Hotel Management Course, and now you want to become a Chef. To reach that capability, you will first have to understand all the things at the grassroots level and this can be done by joining a hotel as an intern and getting mentorship from experts or professionals in that hotel. This is one of the important things because it will add to your overall experience and your hands-on knowledge will help you get a higher-paying job.
    
3. Move up the ladder: Make a list of goals that will help you grow and work towards achieving them. For example, if you are working towards becoming a Senior Developer or a Chief Editor in a new company, try to break your aim into achievable goals. Let's say to become a Chief Editor, you should be able to write and edit articles without any mistakes and the structure and knowledge of the format of written articles should be easily understandable by you.
   
   Think outside the box, and come up with new ideas for your organization through innovative thinking. Taking more responsibility can help you to learn new skills that will enhance your career. This will take you out of your comfort zone but once you take on new responsibility, you will gain more confidence towards leaping your career growth.
   
   Do a SWOT analysis of yourself and discuss it with your mentors or seniors about what are your weaknesses and how can you overcome them. Plus try to understand how to leverage your strengths in your overall career growth.
    
4. Consider changing your domain: This is especially easy if you are trying to move laterally within your organization or outside your organization. This is because sometimes we may not feel that we are in the correct domain and we would be stressed out. Try to change your domain if you don't think that it is working. For example, I used to work in a Hotel as a chef but after a while, I was not enjoying doing that and I garnered a passion for writing. Therefore I took the leap of faith and jumped into a content writing role in another company.
   
   This move helped me a lot because I was stress-free and had a more flexible routine. I was now happy and was working on my terms. Although I had to learn a lot and even had to start with a lower salary, it was worth taking the leap and working towards my dreams. Similarly, I have heard many people who have left their job as HR Executives and become a full-time developers without having any prior formal education in coding. This is something you should also consider doing because you get only one life and it is never good to do something that is not fun or that simply doesn't seem to have any future.
    
5. Try to gain financial stability: One of the major goals and mile stones of any future building and becoming successful is to gain financial stability. Now by financial stability, I mean to have an emergency fund and also have a budget that will let you enjoy your life and fulfill your aspirations as well.
   
   To do this, try to follow below steps:
   a) Emergency Fund Account: Try to save some amount every month in this account. This can be as low as 1 cent and can be as huge as possible, but you will have to decide a practical number for yourself. See how much you can save every month in this account. This should be maintained every single month when you receive your salary and should never be touched. It should only be used in big financial emergencies and for nothing else.
   
   b) Travel Fund Account: This account is another very important bank account that you will have. This is because as we are working from different places, usually every single person leaves their home town and travel becomes one of the biggest expenses that anyone haves while going to home or for some marriage. Fight and Train tickets have become too expensive. Therefore, you should have a travel account where you every month save some money, so that when you have some travel plans, at that time you should not have empty pockets and even if the fund is not enough, still you will be able to at least get some self-discount.
   
   c) Get health insurance: This is one of the most important parts of financial stability because health issues come suddenly and are difficult to cope with. You should have a good health insurance. Check if your employer has insured you or get health insurance yourself because medical expenses have become too expensive for any normal human being on this planet. Although some countries help their citizens in difficult times for most of us, we will have to get a good cover because I have seen huge hospital expenses that cannot be borne by normal people on cash.
   
   d) Get term insurance: This is also one of the important aspects of building your future. This is because term insurance takes care of the people that you care about when you die. Therefore, having term insurance is a must. There was a case where a candidate had come for an interview and I got to know that his father died when he was 2 years old, and I asked how he completed his education, etc, and he told me that there was a term insurance that his dad had taken because of which he was able to complete his education and his mom also didn't have to work. If his dad would have taken the term insurance, then it would have become a trouble for them all. Therefore, it is always a good idea to get good-term insurance, especially if it also covers critical illness.
    
6. Reduce debt: This is again an important point to understand. When we don't have money at that time we need it the most and usually most of us go for credit cards or personal loans. This is wrong to do, and that is because debt is something that takes out money from your pocket in the longer term, and that too sometimes doubles the interest. Therefore, try to pay off any debt that you have to build yourself a secure and successful future.
   
   Although all the loans cannot be avoided, for example, loans taken for a car or to buy a house, those loans are not so bad because these are secure loans. But loans like personal loans and credit cards are really bad for your financial health and well-being.
    
7. Exercise & Make time for your family: Exercising daily and taking out time for your family and friends is one of the important things to do. This is because these two things help you strengthen your relations and also make you stress-free which has a positive impact on your overall health and well-being. Discuss your work hours and expectations with your boss so that you can set some boundaries to prevent work from leeching away at family time.
   
   Spend time with your spouse and children even if it means getting everyone together in the morning to exercise or stretch for some time before having breakfast and going to work. Taking family vacations is another way of creating some space for yourself and your family.
    
8. Take care of your mental health: When your mental health is good, you make good decisions about all aspects of your life, and this helps in you feeling better about your life which again helps in building a better future for yourself. Try regur sleep schedule and choose calming activities before bed. Steer away from alcohol and drugs and keep your mind sharp.

Conclusion;
Building you future and becoming successful is not easy to do but it is achievable and once you have followed all the above steps, you should be able to build a better future for yourself.
 

Several years ago when I first started to work full-time as a blogger, I used to ask myself and other professionals the same question.

What is it like to make money online?

People usually are not able to answer this question easily because the feelings associated with making money online are so mixed and personal that people usually don't want to share them with anyone.

Since I have been working online for several years now, so I believe I can give an answer to this question.

Although the money that comes from working online is not magical, still you feel as if you have achieved something great. I still remember when the first time I earned $0.01, it was an awesome feeling where I felt as if I have achieved something and it also felt a bit magical.

Magical in the sense that I didn't have to apply for any job and drag myself from the day-to-day work. There was no boss who used to ask me to send reports and there were no colleagues that asked my help even when they knew my whole day is booked.

What was the routine like?
When you work as a full-time blogger, you have to ensure that your life is disciplined. This is because you have a lot of time. You have every time in the world at your disposal and if you are not able to make that time count, then that is wasted.

Having said that, initially, I became a bit lazy because I had a lot of time, and when I observed that I need to be more focused I started coming into a routine and started going to sites or offices with my friends.

Those were the co-working spaces, where people used to come on every single day especially the people who were having work from home or the people who were having their own businesses.

This helped me a lot because I started waking p on time and then started to get ready and come into a routine.

Once I was on track, I used to write a lot of articles day in and day out. This was an important step because without content people would not come to your website and use it in the first place. Then after completing 2 or 3 articles, I used to come back home and again used to sit for some more work for my blog and website.

The feeling of making money online
When I received my first $1, I was super excited because I had put in the effort and it really paid off. This was also because I earned my first dollar while sleeping.

Later in the day when I checked the analytics, I got to know that people from all over the world were searching for keywords that I was ranking for and hence I was able to make a lot of money because of that.

This also felt magical because it was the first time that I didn't have to actively work for something to make money, but I made my first dollar while sleeping, although I had set up the system, my website and its content in such a way that people would like to read it and enjoy surfing through my website.

I was also confused a bit because some of my pages were bringing maximum traffic so I had to figure out why was that happening and what other pages are not performing well.

These all questions made me more curious and I wanted to get answers as soon as possible so that all my articles ranked on Search Engines and driver traffic. This had given me a lot of sleepless nights as well.

Then comes the refresh syndrome.
Once you receive your first dollar, you get addicted to refreshing your AdSense account or the dashboard which is showing your total earnings on any ad platform.

I call it refresh syndrome because as you need some hit and you get addicted to drugs, similarly you get addicted to refreshing your dashboard to track your earnings, obviously because those are not automatically going to refresh.

This keeps you logged in to your dashboards forever and you also feel as if you are not happy if you are not refreshing and checking the revenue you made, and sometimes if you are not making a substantial amount, you start getting depressed and sad, and keep on always thinking what wrong you are doing and how to get things right.

Conclusion;
Earning or Making Money Online is a mixed feeling because there are a lot of things happening when you first start making money online therefore, you may sometimes feel happy, sometimes curious and sometimes even sad because of the amounts you are making.

As the largest generation in history, millennials have been subjected to a great deal of scrutiny since coming of age in the early 2000s. One of the most pressing concerns facing this group today is whether or not they will ever be able to retire. With rising living costs, stagnant wages, and mounting debt, many millennials are struggling to put aside enough money for their golden years. In this article, we will explore the various factors that are contributing to this phenomenon and consider some potential solutions to the problem.

The Changing Landscape of Retirement
In order to understand the challenges facing millennials when it comes to retirement, it is important to first consider the broader context of how retirement has evolved over the past few decades. Traditionally, retirement was seen as a time when individuals could stop working entirely and enjoy their remaining years in leisure. This model was supported by a combination of government programs and private pensions, which provided retirees with a steady income stream throughout their retirement years.

However, over the past few decades, this model has started to break down. In the United States, for example, the percentage of private sector workers who have access to a traditional defined benefit pension plan has dropped from over 80% in the 1980s to less than 20% today. Meanwhile, government programs like Social Security are facing funding challenges, with some experts predicting that the program could become insolvent as early as 2034.

As a result, many individuals today are left to fend for themselves when it comes to retirement planning. Instead of relying on pensions and government programs, they must save and invest their own money in order to build a nest egg that will sustain them throughout their retirement years. This requires a level of financial literacy and discipline that many millennials may not possess.

The Challenges Facing Millennials
There are several factors that are contributing to the retirement crisis facing millennials today. One of the biggest is the rising cost of living. According to a recent study, the cost of living has increased by 30% over the past 20 years, while wages have remained relatively stagnant. This means that millennials are spending a larger percentage of their income on basic necessities like housing, food, and healthcare, leaving them with less money to put toward retirement savings.

Another major challenge facing millennials is debt. This generation is burdened with more debt than any previous generation, with the average student loan debt approaching $40,000 per borrower. This debt not only makes it difficult to save for retirement but also limits millennials' ability to take risks and pursue entrepreneurial ventures that could help them build wealth.

Finally, many millennials are simply not saving enough for retirement. According to a recent study, 66% of millennials have nothing saved for retirement. This lack of savings is often due to a combination of factors, including low wages, high debt, and a lack of financial literacy.

Potential Solutions

So, what can be done to help millennials prepare for retirement? There are several potential solutions that have been proposed, including:

1. Increasing access to retirement plans:
   One potential solution is to increase access to retirement plans like 401(k)s and IRAs. This could be done through legislation that requires employers to offer these plans to their employees or by creating new government-run retirement plans that individuals could opt into.
    
2. Addressing the cost of living:
   Another potential solution is to address the rising cost of living by implementing policies that reduce the cost of basic necessities like housing and healthcare. This could include things like rent control, subsidies for low-income families, and price controls on prescription drugs.
    
3. Encouraging financial literacy:
   Finally, there is a need to encourage financial literacy among millennials. This could be done through education programs in schools, financial literacy courses for adults, and increased access to financial planning services.

Conclusion
The retirement crisis facing millennials today is a serious concern that requires urgent attention. With rising living costs, mounting debt, and a lack of financial literacy, many millennials are struggling to save for retirement. However, there are potential solutions that could help mitigate this problem, such as increasing access to retirement plans, addressing the cost of living, and promoting financial literacy. It is important that policymakers, employers, and individuals alike take action to ensure that millennials are able to retire with dignity and financial security. By doing so, we can help ensure that this generation is able to enjoy their golden years and continue to contribute to society in meaningful ways.