Building your future is not a day or two's job. You will have to work hard throughout your education and at work to build a wealthy and sound future. There is a lot of advice on how you can build your future and become successful, but below we are going to discuss some of the ways that are a sure-shot way of building your future and becoming successful.
 

1. Get a Good Education: This is one of the most important steps in building your future and becoming successful. Now, when discussing education, I am not saying to go to Harward or some other big university and get your certificates. I am saying to learn whatever comes your way. For example, if you are in school, then learn your subjects and work hard to grasp and understand the subjects that you have and try to excel in all those subjects.
   
   On the other hand, if you don't go to school, and if you are not able to afford to go and you have to work as a mechanic or some other skilled labor, then try to learn from the experts that you have. I still remember, when I was working in a Kitchen in a hotel, I used to stay late to learn new tips and tricks being used in hotels to make food more delicious, it helped to understand what was required. I was able to climb up the ladder in a shorter duration of time.
   
   So, it doesn't matter if you are getting your education from a school, college, or some professional expert, you should just try to gain as much knowledge as possible.
    
2. Take an internship: This is again an extension of the above point and focuses on getting hands-on experience on the work using mentorship by joining a company or organization in your desired field. For example, if you are undergoing graduation in computer science and you aim to become a developer, then try to get an internship in your field. This is because hands-on knowledge and practical code development help in becoming more sound in your domain.
   
   This is applicable to all the fields. Let's say that you are in the hotel industry and you have completed a Hotel Management Course, and now you want to become a Chef. To reach that capability, you will first have to understand all the things at the grassroots level and this can be done by joining a hotel as an intern and getting mentorship from experts or professionals in that hotel. This is one of the important things because it will add to your overall experience and your hands-on knowledge will help you get a higher-paying job.
    
3. Move up the ladder: Make a list of goals that will help you grow and work towards achieving them. For example, if you are working towards becoming a Senior Developer or a Chief Editor in a new company, try to break your aim into achievable goals. Let's say to become a Chief Editor, you should be able to write and edit articles without any mistakes and the structure and knowledge of the format of written articles should be easily understandable by you.
   
   Think outside the box, and come up with new ideas for your organization through innovative thinking. Taking more responsibility can help you to learn new skills that will enhance your career. This will take you out of your comfort zone but once you take on new responsibility, you will gain more confidence towards leaping your career growth.
   
   Do a SWOT analysis of yourself and discuss it with your mentors or seniors about what are your weaknesses and how can you overcome them. Plus try to understand how to leverage your strengths in your overall career growth.
    
4. Consider changing your domain: This is especially easy if you are trying to move laterally within your organization or outside your organization. This is because sometimes we may not feel that we are in the correct domain and we would be stressed out. Try to change your domain if you don't think that it is working. For example, I used to work in a Hotel as a chef but after a while, I was not enjoying doing that and I garnered a passion for writing. Therefore I took the leap of faith and jumped into a content writing role in another company.
   
   This move helped me a lot because I was stress-free and had a more flexible routine. I was now happy and was working on my terms. Although I had to learn a lot and even had to start with a lower salary, it was worth taking the leap and working towards my dreams. Similarly, I have heard many people who have left their job as HR Executives and become a full-time developers without having any prior formal education in coding. This is something you should also consider doing because you get only one life and it is never good to do something that is not fun or that simply doesn't seem to have any future.
    
5. Try to gain financial stability: One of the major goals and mile stones of any future building and becoming successful is to gain financial stability. Now by financial stability, I mean to have an emergency fund and also have a budget that will let you enjoy your life and fulfill your aspirations as well.
   
   To do this, try to follow below steps:
   a) Emergency Fund Account: Try to save some amount every month in this account. This can be as low as 1 cent and can be as huge as possible, but you will have to decide a practical number for yourself. See how much you can save every month in this account. This should be maintained every single month when you receive your salary and should never be touched. It should only be used in big financial emergencies and for nothing else.
   
   b) Travel Fund Account: This account is another very important bank account that you will have. This is because as we are working from different places, usually every single person leaves their home town and travel becomes one of the biggest expenses that anyone haves while going to home or for some marriage. Fight and Train tickets have become too expensive. Therefore, you should have a travel account where you every month save some money, so that when you have some travel plans, at that time you should not have empty pockets and even if the fund is not enough, still you will be able to at least get some self-discount.
   
   c) Get health insurance: This is one of the most important parts of financial stability because health issues come suddenly and are difficult to cope with. You should have a good health insurance. Check if your employer has insured you or get health insurance yourself because medical expenses have become too expensive for any normal human being on this planet. Although some countries help their citizens in difficult times for most of us, we will have to get a good cover because I have seen huge hospital expenses that cannot be borne by normal people on cash.
   
   d) Get term insurance: This is also one of the important aspects of building your future. This is because term insurance takes care of the people that you care about when you die. Therefore, having term insurance is a must. There was a case where a candidate had come for an interview and I got to know that his father died when he was 2 years old, and I asked how he completed his education, etc, and he told me that there was a term insurance that his dad had taken because of which he was able to complete his education and his mom also didn't have to work. If his dad would have taken the term insurance, then it would have become a trouble for them all. Therefore, it is always a good idea to get good-term insurance, especially if it also covers critical illness.
    
6. Reduce debt: This is again an important point to understand. When we don't have money at that time we need it the most and usually most of us go for credit cards or personal loans. This is wrong to do, and that is because debt is something that takes out money from your pocket in the longer term, and that too sometimes doubles the interest. Therefore, try to pay off any debt that you have to build yourself a secure and successful future.
   
   Although all the loans cannot be avoided, for example, loans taken for a car or to buy a house, those loans are not so bad because these are secure loans. But loans like personal loans and credit cards are really bad for your financial health and well-being.
    
7. Exercise & Make time for your family: Exercising daily and taking out time for your family and friends is one of the important things to do. This is because these two things help you strengthen your relations and also make you stress-free which has a positive impact on your overall health and well-being. Discuss your work hours and expectations with your boss so that you can set some boundaries to prevent work from leeching away at family time.
   
   Spend time with your spouse and children even if it means getting everyone together in the morning to exercise or stretch for some time before having breakfast and going to work. Taking family vacations is another way of creating some space for yourself and your family.
    
8. Take care of your mental health: When your mental health is good, you make good decisions about all aspects of your life, and this helps in you feeling better about your life which again helps in building a better future for yourself. Try regur sleep schedule and choose calming activities before bed. Steer away from alcohol and drugs and keep your mind sharp.

Conclusion;
Building you future and becoming successful is not easy to do but it is achievable and once you have followed all the above steps, you should be able to build a better future for yourself.
 

Everyone wants to earn a good income. Might be you are looking for a new home or you want to buy a new car, you definitely need some more money every now and then. With a few adjustments to your lifestyle and your finances, you will be able to increase the amount of money you bring in every month and maintain a healthy income, so that you are able to fulfill your dreams faster.

1. Talk to your employer for a raise:
This is one of the easiest ways to get more money for the same work that you do. Several companies give small increments say 10 to 11% every year to their employees, which might be very low as per the requirements and the expenses. So it is always a good idea to have a talk with your employer or HR Team for a better hike in your performance year.

However, you may have to do a bit of research yourself and find out what the hike is given by other companies in your industry and also if your work explains or justifies the hike you want. I remember getting a minimum of a 10% hike every year, even though other companies in my industry were giving a 25% hike even to the new joiners, and I was a top performer. 

Therefore, I used to have a talk with my management and HR Team about the hike, and they used to increase the percentage to one or two points. It wasn't much but even small amounts matter when you are trying to make a living out of your paycheck.

2. Work as a freelancer:
If your work is not going to give you much return, then consider working as a freelancer by selling your skills and talents. Take odd jobs for family or friends that will add funds to your bank account. Remember that every penny you earn is one more dollar towards your overall income.

For example, you can try driving your car as a taxi at night for people going to airports. Airports are far away from cities and people require taxi or cab drivers that are available at odd hours for airport pickup and drop. This is a considerable way to supplement your job. You can even increase your income by working on weekends and driving cars to get some more income to fulfill your dreams.

3. Start a Side Business:
If you have good skills you can channel them into a viable side business. This could be as simple as cooking or gardening or even writing as a freelancer for companies. In our society, there are some ladies, that provide services like;

• Ironing of Clothes
• Selling of Food Batters like Pancakes or Dosa batters
• Selling of Tiffens/Lunch and Dinner Services, etc

4. Create Sources of Passive Income:
Passive Income Sources are those sources, that require some initial effort and provide regular income after some time. These income sources might not seem effective during the initial days because the effort to create a passive income stream is really hard, but once it is set up, you can enjoy your life without any tension of money.

For example, start a blog or youtube channel. This way you can share information, articles, and videos and get rewarded as money. Some people around the world are making good amounts of money using this method, but it requires initial investment to set up a blog and publish articles on a daily basis and then these streams help you make money, and that too isn't guaranteed.

Well, nothing is guaranteed if you haven't started working. If you work then at least you have some hope, but if you don't start, then you won't get anything and that's or sure.

5. Consider investing in rental property:
Consider investing in a rental property, preferably several multifamily units rather than one single-family home. Though a rental property can be a large upfront investment, the potential income generated from this investment could be substantial. Ask a friend or business partner to invest with you in a rental property and create passive income to supplement your existing income.

6. Start cutting down your expenses:
It is rightly said, "A penny saved is a penny earned", and that stands true even today.

If you are renting a luxurious apartment that is taking 50% of your take-home salary, then consider cutting down by moving to s a smaller rental apartment. Or if you have some subscriptions online, then consider getting rid of them. For example, I don't buy things online regularly so I have just removed Amazon Prime from my account, and also got rid of Netflix as those cost me my time and money on a regular basis.

Focus on stacking savings on top of one another to add up to a large amount of money saved. This means embracing a frugal and not spending money when you do not need to.

7. Invest in a good Health Insurance:
This is one of the most important parts of your saving journey so that you can increase your income. These days healthcare services are so expensive that one trip to hospital can make you broke. Therefore, always consider having Good Health Insurance which provides cashless mechanisms.

This is important to ensure that when you need medical emergency services, then you are not in any trouble from the money front, and after the medical treatment is over, then you should not become broke and enjoy your life as you were doing before the medical treatment.

8. Exercise Regularly and Eat Healthy:
Now this is one of the important steps as well because if you are healthy and fell sick less, in that case, you are able to save a lot more money and as you know anything that you save is an add-on to your take-home salary. Therefore, always exercise on a regular basis and eat healthy food.

For example, you can ensure that you walk at least 10,000 steps every single day and do some weight lifting exercise to keep yourself fit for life.

9. Take a bicycle or walk to work:
One of the biggest expenses is likely your car. Form the car itself to its maintenance and insurance, it can bring big expenses. When possible, bike to work or to run errands rather than pay to fill up your gas take and using your car. Walking will also keep you fit for a longer time and hence you will have less medical expenses.

10. Have a do it yourself lifestyle:
A do it yourself lifestyle means that you take care of your things yourself. For example, if you have to renovate your home, consider working on your home yourself rather than outsourcing painting and decoration work.

This can be a big time expense saver for you because home renovations and other tasks like maintenance might be a big expense loop holes to get rid of.

Conclusion:
Increasing your income might seem a bit of work, but once you are able to do so and earn some more cash, then you will be able to save big time and achieve your goals, which will motivate you to become a better person by utilizing your money in a better way. If you follow above steps, you should be able to save some money for your leisure and to fulfill your dreams fast.

How to Take Better Care of Yourself: A Comprehensive Guide to Self-Care

In the hustle and bustle of modern life, it's all too easy to overlook one of the most important aspects of our well-being: taking care of ourselves. Self-care is not just a trendy concept; it's a vital practice that encompasses physical, mental, and emotional well-being. In a world that constantly demands our attention and energy, making a conscious effort to prioritize self-care is essential for leading a balanced and fulfilling life. In this comprehensive guide, we will explore various aspects of self-care and provide actionable steps to help you take better care of yourself.

Understanding Self-Care

Self-care refers to the deliberate actions we take to preserve, enhance, and restore our physical, mental, and emotional health. It involves recognizing and responding to our own needs in order to achieve a state of holistic well-being. Self-care is not about indulgence or selfishness; rather, it's about ensuring that you have the resources and resilience to navigate life's challenges.

Physical Self-Care

1. Prioritize Sleep: Adequate sleep is the foundation of good health. Aim for 7-9 hours of quality sleep each night to allow your body to rest and rejuvenate. You can use several applications in Android and IOS that will help you achieve the same. I usually try to keep alarm after 8 hours of sleep. This ensures that I at least get 7 hours of sleep and hence I feel more refreshed each morning.
2. Healthy Eating: Consume a balanced diet rich in fruits, vegetables, lean proteins, and whole grains. Stay hydrated by drinking enough water throughout the day. This is because a healthy body contains a healthy mind. If you are not taking your portion of healthy nutrition, then you may always feel fatigued and also will not be able to complete your day to day activities efficiently, which will have a top to down affect on most of the activities that you carry out through out the day.
3. Regular Exercise: Engage in regular physical activity to boost your mood, improve cardiovascular health, and enhance your overall well-being. I usually wake up 5:30 AM in the morning and go for a walk, and try to complete 10,000 steps each day divided into 2 stages (morning and evening). Although sometimes I get less time to do the same still I try to manage and complete my 10,000 steps each day. Apart from this, I also practice kick boxing half an hour each day, which keeps my limbs more flexible. This all ensures that I am in the best shape possible throughout the year.
4. Hygiene and Grooming: Taking care of your personal hygiene not only contributes to physical health but also boosts self-esteem and confidence. Apart from boosting confidence, it also makes you stand out in groups, because hygiene and grooming is better said than done. Someone has correctly said, "You can never overdress for an event", so whenever you are going outside or even staying at home, just ensure that you take proper bath each day and also follow good grooming ettiquates.
5. Medical Check-Ups: Schedule regular medical check-ups to catch any potential health issues early and receive appropriate treatment. Especially after your 30s. Although young people also need regular checkups still if you have an active lifestyle and play sports with your family and friends 30 is what you can delay this process. But once you hit 30, you should start having regular medical sessions to get an idea about your body if everything seems fine.
6. Mindful Movement: Incorporate practices like yoga, tai chi, or meditation to connect your mind and body, reduce stress, and improve flexibility. This helps in unwinding yourself and also gives a new paradigm to your thoughts and you feel more fulfilled and focused in life.

Mental and Emotional Self-Care

1. Practice Mindfulness: Mindfulness involves being present in the moment without judgment. It can reduce stress and enhance emotional resilience.
2. Limit Stress: Identify sources of stress and develop healthy coping mechanisms such as deep breathing, journaling, or engaging in hobbies.
3. Set Boundaries: Learn to say no when necessary and establish clear boundaries to prevent burnout and protect your mental well-being.
4. Engage in Activities You Enjoy: Dedicate time to hobbies and activities that bring you joy and a sense of accomplishment.
5. Positive Self-Talk: Challenge negative self-talk and practice self-compassion. Treat yourself with the same kindness you would offer to a friend.
6. Connect Socially: Foster meaningful connections with friends and family members. Social support is crucial for emotional well-being.
7. Seek Professional Help: If you're struggling with your mental health, don't hesitate to reach out to a therapist or counselor.

Nurturing Your Soul

1. Practice Gratitude: Cultivate a daily gratitude practice to shift your focus toward the positive aspects of your life.
2. Engage in Creative Activities: Whether it's painting, playing an instrument, or writing, creative outlets can be therapeutic and fulfilling.
3. Spend Time in Nature: Nature has a calming and rejuvenating effect. Spend time outdoors, whether it's a walk in the park or a weekend hiking trip.
4. Volunteer: Giving back to your community can provide a sense of purpose and fulfillment.
5. Unplug: Take regular breaks from screens and technology to reduce digital overwhelm and reconnect with the real world.

Building Healthy Relationships

1. Communication: Foster open and honest communication in your relationships. Address conflicts and misunderstandings in a respectful manner.
2. Supportive Circle: Surround yourself with people who uplift and support you. Distance yourself from toxic relationships.
3. Quality Time: Spend quality time with loved ones, nurturing your connections and creating lasting memories.

The Importance of Rest

1. Regular Breaks: Incorporate short breaks into your day to recharge and refocus. Avoid the trap of constant busyness.
2. Leisure Time: Set aside time for leisure activities that bring you joy and relaxation.

Conclusion

In a world that can be demanding and overwhelming, practicing self-care is not a luxury but a necessity. Taking better care of yourself involves a holistic approach that encompasses physical, mental, emotional, and spiritual well-being. By prioritizing self-care, you can build resilience, enhance your quality of life, and approach challenges with a clear and focused mind. Remember, self-care is not a one-size-fits-all concept – it's about finding what works best for you and making it a consistent part of your routine. So, start small, be patient with yourself, and embark on a journey of self-discovery and self-care that will lead to a happier and healthier you.