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    • Mikhail Agapov

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      • Mikhail Agapov

        Answer on How to build your future and be successful?

        Building your future is not a day or two's job. You will have to work hard throughout your education and at work to build a wealthy and sound future. There is a lot of advice on how you can build your future and become successful, but below we are...
          Mikhail Agapov
          Building your future is not a day or two's job. You will have to work hard throughout your education and at work to build a wealthy and sound future. There is a lot of advice on how you can build your future and become successful, but below we are...

          Building your future is not a day or two's job. You will have to work hard throughout your education and at work to build a wealthy and sound future. There is a lot of advice on how you can build your future and become successful, but below we are going to discuss some of the ways that are a sure-shot way of building your future and becoming successful.
           

          1. Get a Good Education: This is one of the most important steps in building your future and becoming successful. Now, when discussing education, I am not saying to go to Harward or some other big university and get your certificates. I am saying to learn whatever comes your way. For example, if you are in school, then learn your subjects and work hard to grasp and understand the subjects that you have and try to excel in all those subjects.

            On the other hand, if you don't go to school, and if you are not able to afford to go and you have to work as a mechanic or some other skilled labor, then try to learn from the experts that you have. I still remember, when I was working in a Kitchen in a hotel, I used to stay late to learn new tips and tricks being used in hotels to make food more delicious, it helped to understand what was required. I was able to climb up the ladder in a shorter duration of time.

            So, it doesn't matter if you are getting your education from a school, college, or some professional expert, you should just try to gain as much knowledge as possible.
             
          2. Take an internship: This is again an extension of the above point and focuses on getting hands-on experience on the work using mentorship by joining a company or organization in your desired field. For example, if you are undergoing graduation in computer science and you aim to become a developer, then try to get an internship in your field. This is because hands-on knowledge and practical code development help in becoming more sound in your domain.

            This is applicable to all the fields. Let's say that you are in the hotel industry and you have completed a Hotel Management Course, and now you want to become a Chef. To reach that capability, you will first have to understand all the things at the grassroots level and this can be done by joining a hotel as an intern and getting mentorship from experts or professionals in that hotel. This is one of the important things because it will add to your overall experience and your hands-on knowledge will help you get a higher-paying job.
             
          3. Move up the ladder: Make a list of goals that will help you grow and work towards achieving them. For example, if you are working towards becoming a Senior Developer or a Chief Editor in a new company, try to break your aim into achievable goals. Let's say to become a Chief Editor, you should be able to write and edit articles without any mistakes and the structure and knowledge of the format of written articles should be easily understandable by you.

            Think outside the box, and come up with new ideas for your organization through innovative thinking. Taking more responsibility can help you to learn new skills that will enhance your career. This will take you out of your comfort zone but once you take on new responsibility, you will gain more confidence towards leaping your career growth.

            Do a SWOT analysis of yourself and discuss it with your mentors or seniors about what are your weaknesses and how can you overcome them. Plus try to understand how to leverage your strengths in your overall career growth.
             
          4. Consider changing your domain: This is especially easy if you are trying to move laterally within your organization or outside your organization. This is because sometimes we may not feel that we are in the correct domain and we would be stressed out. Try to change your domain if you don't think that it is working. For example, I used to work in a Hotel as a chef but after a while, I was not enjoying doing that and I garnered a passion for writing. Therefore I took the leap of faith and jumped into a content writing role in another company.

            This move helped me a lot because I was stress-free and had a more flexible routine. I was now happy and was working on my terms. Although I had to learn a lot and even had to start with a lower salary, it was worth taking the leap and working towards my dreams. Similarly, I have heard many people who have left their job as HR Executives and become a full-time developers without having any prior formal education in coding. This is something you should also consider doing because you get only one life and it is never good to do something that is not fun or that simply doesn't seem to have any future.
             
          5. Try to gain financial stability: One of the major goals and mile stones of any future building and becoming successful is to gain financial stability. Now by financial stability, I mean to have an emergency fund and also have a budget that will let you enjoy your life and fulfill your aspirations as well.

            To do this, try to follow below steps:
            a) Emergency Fund Account: Try to save some amount every month in this account. This can be as low as 1 cent and can be as huge as possible, but you will have to decide a practical number for yourself. See how much you can save every month in this account. This should be maintained every single month when you receive your salary and should never be touched. It should only be used in big financial emergencies and for nothing else.

            b) Travel Fund Account: This account is another very important bank account that you will have. This is because as we are working from different places, usually every single person leaves their home town and travel becomes one of the biggest expenses that anyone haves while going to home or for some marriage. Fight and Train tickets have become too expensive. Therefore, you should have a travel account where you every month save some money, so that when you have some travel plans, at that time you should not have empty pockets and even if the fund is not enough, still you will be able to at least get some self-discount.

            c) Get health insurance: This is one of the most important parts of financial stability because health issues come suddenly and are difficult to cope with. You should have a good health insurance. Check if your employer has insured you or get health insurance yourself because medical expenses have become too expensive for any normal human being on this planet. Although some countries help their citizens in difficult times for most of us, we will have to get a good cover because I have seen huge hospital expenses that cannot be borne by normal people on cash.

            d) Get term insurance: This is also one of the important aspects of building your future. This is because term insurance takes care of the people that you care about when you die. Therefore, having term insurance is a must. There was a case where a candidate had come for an interview and I got to know that his father died when he was 2 years old, and I asked how he completed his education, etc, and he told me that there was a term insurance that his dad had taken because of which he was able to complete his education and his mom also didn't have to work. If his dad would have taken the term insurance, then it would have become a trouble for them all. Therefore, it is always a good idea to get good-term insurance, especially if it also covers critical illness.
             
          6. Reduce debt: This is again an important point to understand. When we don't have money at that time we need it the most and usually most of us go for credit cards or personal loans. This is wrong to do, and that is because debt is something that takes out money from your pocket in the longer term, and that too sometimes doubles the interest. Therefore, try to pay off any debt that you have to build yourself a secure and successful future.

            Although all the loans cannot be avoided, for example, loans taken for a car or to buy a house, those loans are not so bad because these are secure loans. But loans like personal loans and credit cards are really bad for your financial health and well-being.
             
          7. Exercise & Make time for your family: Exercising daily and taking out time for your family and friends is one of the important things to do. This is because these two things help you strengthen your relations and also make you stress-free which has a positive impact on your overall health and well-being. Discuss your work hours and expectations with your boss so that you can set some boundaries to prevent work from leeching away at family time.

            Spend time with your spouse and children even if it means getting everyone together in the morning to exercise or stretch for some time before having breakfast and going to work. Taking family vacations is another way of creating some space for yourself and your family.
             
          8. Take care of your mental health: When your mental health is good, you make good decisions about all aspects of your life, and this helps in you feeling better about your life which again helps in building a better future for yourself. Try regur sleep schedule and choose calming activities before bed. Steer away from alcohol and drugs and keep your mind sharp.

          Conclusion;
          Building you future and becoming successful is not easy to do but it is achievable and once you have followed all the above steps, you should be able to build a better future for yourself.
           

          • Mithlesh Dhar

            Answer on What degrees should one pursue after 12th class? | What graduation degree should I choose after 10+2?

            Choosing a career is a life-long decision, and if you are not clear about which field to choose, it may result in poor career choices, leading to less efficiency at work. For several years, my followers have requested me to advise about choosing...
              Mithlesh Dhar
              Choosing a career is a life-long decision, and if you are not clear about which field to choose, it may result in poor career choices, leading to less efficiency at work. For several years, my followers have requested me to advise about choosing...

              Choosing a career is a life-long decision, and if you are not clear about which field to choose, it may result in poor career choices, leading to less efficiency at work.

              For several years, my followers have requested me to advise about choosing a career and if they can switch careers after working in a particular field. Today I am going to discuss the same to help you guide into choosing the best careers and also to ensure that you earn good money through the job as well.

              Professional and Academic Degrees
              First, try to understand that there are two types of degrees;

              1. A professional Degree is a type of graduation degree that can help you make money directly after passing the institute. It makes you industry ready from the first day you step out of your institute.

                For example, Hotel Management, 5 or 3 Years LLB, or Doctor in Medicine, etc.

                Now, as you go through programs like these, you find that you are provided the tools to learn the skills that can help you in running your own business or work with someone who may require the skill sets that are taught in these professional degrees. 

                The money earned might not be on a bigger side initially, but once you can expand your skillsets and client base, you can make money on a larger scale and that is all because you have gained skill sets that industry ready and easily saleable as those skill sets are requirement of the day.

                A Hotel Management Graduate can start his or her business or can work in a hotel as soon as he or she completes his or her education. Similarly, an Advocate can take cases as soon as he gets his or her license to practice Law from the Bar Council of India, and then they can work with good lawyers to gain experience or open their law firm.

                Also, a Doctor can work to gain some experience under a good professional and then he or she can also start their clinic that will help them make money for their life.

                I am not saying that every single person that completes these degrees can start their businesses, but most of them have the option to do so. That's why we have titles that go along with each one of the occupations. For example, a cook that has done his or her education at Hotel Management Institute and works in big hotels is titled a "Chef". Similarly, a lawyer is titled an "Advocate", and a doctor has the title "Dr.".

                Also, one needs to understand that all these professional courses do not give an immediate huge amount of money, but one has to work hard to make their brand, and only after that one can churn out huge amounts of money (in the longer run). 

                One should only pursue these professional courses if you are passionate about the same. This is because these are demanding careers and if you are not passionate about the field, then you are destined to fail alongside. I had done my Hotel Management, and although I was not that much passionate about departments in hotels, still I was a good student and was able to gain experience in the Tandoor section as a Chef
                 
              2. Academic Degrees on the other hand do not give you the capability to start your career directly. You need to show your competence and work hard on yourself before you can end up having a good job opportunity. For example, Engineering is a very broad term that was used by several people in our community and most of the students after 12th used to go for Engineering.

                Having said that, most of them have to undergo MBA programs to land a good job after completing their engineering. Even government jobs are not enough to provide every one of them employment in their domain.

                Not only do they need to be good in their subjects, but in academic degrees, one also needs to be good at scoring projects and delivering those on time. If you are a computer engineer for example, or if you are learning coding or programming from a college, then you won't be able to get a good-paying job just because you have learned something. You will have to undergo different projects and develop applications to showcase your ability to your potential employers.

                Also, you end up working for companies throughout your life if you don't have enough ability to start your own digital business. But if you can get a good job, in that case, you can earn good amounts of money from the initial stage as well, because tech companies pay handsomely.

                Similarly, if you are undergoing BSc. or BTech. then you need to undergo internships or complete some projects to showcase your worth, and most people end up doing MBA or some Post Graduate Diploma to get good jobs. One brighter option is to go for Masters and then Doctorate programs, as these give you a good hold on your subject and you are also able to secure good jobs in the Teaching line.

              So, which career should you choose?
              From the above explanation, you may be thinking that Professional Degrees are better than Academic ones, which might be true to some extent.

              This is because you end up having a good grasp of skills that are actually required in the industry. But one thing is clear you end up earning lower salaries than Academic Degrees in the initial days. After you have gained experience then it doesn't matters if you have a professional or academic degree. Then you earn a good salary or money in both types of degrees.

              So while you are pursuing your 12th, you should try to figure out with your parents, which subjects you are good at and what are you interested in. But don't just go for a language like English, Hindi, or Sanskrit, just because you are good at it, because being good at something is different, and being passionate about something is different altogether.

              Below are some guidelines to help you decide which degrees to choose as per your passion:

              1. If you are good in PCM and are passionate about being an engineer, or if you like to work on computers and do coding to develop mobile applications or websites, or if you have an innovative idea and are constantly working on your projects, then go for an academic degree and computer engineering is good.

                Go for Civil Engineering if you are passionate to work for government jobs or if you want to work in road and infrastructure development. I have seen students taking Civil Engineering just because their parents wanted them to do engineering without thinking about prospects.

                Similarly, go for Mechanical Engineering or BSc, if you are passionate about building things or doing Research and want to become a Scientist. It hurts to see people doing BSc, and then going for MBA because there is usually no connection between the two. If you want to become a Scientist and want to do research then going for BSc, MSc, and Ph.D. should be your priority.
                 
              2. If you like to cook food and you are good at it, you can think of going for Hotel Management. Hotel Management is not a course that you should go for if you are not good financially because it is demanding during the course as well. LLB 3 Years or 5 Years maybe a 1 lakh rupees course in some of the universities, but Hotel Management institutes take at least 3 to 4 Lakh rupees for the whole 3-year course after 12th.

                I have been witness to the same, where we could have done a simple graduation for 1 lakh rupees, hotel management cost us a whooping 6 Lakh rupees, and if you are not that passionate about cooking or serving people, then you will not be able to survive in this industry for long.
                 
              3. Go for LLB 5 Years or 3 Years if you are interested in law or legal applications. Many students are unaware of the benefits of becoming a lawyer, and we should always help our kids to understand the weightage of the "Advocate" title. This is because as a citizen of India, we have to abide by the rules and regulations of the Indian Constitution, and also follow the law of the land. 

                Therefore it is always better to motivate your kids to go for law and legal studies as it will make them better aware of the laws of the country and they can also make money out of it. 

                Even if your kid is passionate about computers or blogging or vlogging on YouTube, encourage them to pursue law as they will be able to apply that knowledge in the content that they post on their website or YouTube channels. This in turn will help them in building their brand and they will also be able to find clients much more easily.
                 
              4. Go for Doctor in Medicine if you are interested in Biology and are also good at the same. Being passionate about becoming a doctor and being good at it are both required in this case. This is because you cannot risk someone's life. One of my sisters wanted to become a doctor so badly, but unfortunately wasn't able to clear the entrance exam.

                Most of you can also go for private institutes if you have good money and time, but being passionate about the same is also important in this case. I was not that much passionate about pursuing Doctor of Medicine and hence I chose something else.
                 
              5. Go for Analytics if you are good with Computers and Statistics. This is again important to understand because Analytics will also be an academic course. You can go for a doctorate in this field and then you can do wonders in this field because this field requires you to be good with statistics, and coding at the same time.

                I have been in this field for quite some time now, and have observed that the more you understand a subject, the more you can apply analytics to that field. Therefore, it is a constant work of studying and learning new technologies.

                Although a computer programer or coder is more sought after, but an Analyst is something that cannot be replaced, because you can ask a coder to develop an application or website but you need an analyst to understand the need and come up with unique solutions in the first place. 

                Having said that it also depends on the time you want to spend to learn new technologies because as a Data Analtics Expert you are expected to know most of the new dashboard making tools, and to implement Machine Learning and Big Data Sets into systems to gather insights that can help management to make critical decisions.
                 
              6. Going for BBA is also good, if you are not able to decide which field to choose, which is absolutely fine because BBA teaches you essence of Business and how you can set up your own business to make money. But most of the times, it requires us to go through MBA to understand the overall application.

                Having said that it is always better to combine BCom with LLB after 10+2 because there you learn both some commerce and law at the same time and you can also go for an honors.

                Only going for BBA will pitch you up for a general industry audience because most of the companies hire Sales People or HR People from BBA or MBA colleges. Depending upon the reputation of college and the hard work or knowledge you have your salary is determined.

                I basically believe you should go for MBA or PGDM from a good college with good placement record, and also try to have dual specialization. For example, I had my course in PGDM HR and Analytics, that helped me in exploring best of both the world and integrating my professional expertise from HR and Analytics.

                As I was passionate about computers and wanted to pursue my career in HR, HR Analytics made more sense.
                 
              7. Go for BPharma or BTech Cosmetology if you are interested in manufacturing of Medicines and Cosmetic products. But it is always better to be good at Chemistry in this case and apply for positions in Research and Development. This is because Research and Development helps you to be in control of the work that you do and you are always developing new formulations that have a greater impact across the world.

                Therefore, if you are good in Chemistry and Biology and also passionate about innovation, go for these fields, but try to steer yourself towards research and development or else you will always end up in sales department of big brands.

              Can we change our field after Graduation or Post Graduation
              Yes, you can always change your field after Graduation or Post Graduation.

              I had done BSc. Hospitality and Catering Technology and after working for 2 years as a Tandoor Chef, I went for PGDM HR Analytics after consulting from my parents and right now I am working with organizations in Data Analytics dealing will all kind of analytical requirements like Finance, HR or Sales.

              You need to understand what you are passionate about. If you love developing websites, just go for it even if it is not related to your field. You will always find a way to connect all your experiences together as life rolls on.

              It's just a matter of being passionate and ready to take risk.

              Most of the people are not comfortable in taking risk. It's not only about being a business man that you have to take risk, but as an employee also you will have to take risk now or then and these are the risks that will help you grow.

              You will have to take decisions about being in your stream or changing it. You will have to explore new avenues. Currently HR is something that I like to work in and also provide consultation on HR, Analytics and Legal fronts to my clients, but it was not initially like that.

              I was also confused as to take this step and change my field from Hotel to corporates, but once you have taken a ticket, the the bus will take you to your journey. You just need to ensure that you sit tight on the bus or else you will again divert from your course or direction.

              Try to complete things. If you want to change, then do it properly by educating yourself about the course and taking proper courses. Then work in the field for few years to explore your trajectory. Not doing this and if you keep on searching for a new field after ever few months, then you will end up not reaching anywhere.

              Spend some time in newly chosen career and focus on your tasks at the moment. Dont rush into conclusions or what people say, and you will definitely succeed.

              All The Best!

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              • Mikhail Agapov

                Mikhail Agapov

                MoscowНе ходи в другой монастырь со своими правилами (Don’t go to another monastery with your own rules)